Map of Kiva lending locations

Where Kiva works

Kiva serves borrowers in more than 70 countries on 5 continents. We’re headquartered in San Francisco, with offices in Nairobi and Bogota and staff stationed around the world. We also have incredible volunteer fellows working in local communities across the globe throughout the year.

In addition to all these dedicated Kivans, we would not be able to reach so many communities and scale our impact without the extensive network of Lending Partners and Trustees who help connect us with borrowers.

Lending Partners do incredible work– they screen borrowers, post loan requests to Kiva for funding, disburse loans on the ground and collect repayments. Most Lending Partners are microfinance institutions, but they can also be schools, NGOs or social enterprises. They all share one thing in common: the desire to improve people’s lives through safe, fair access to credit. Learn how to become a Lending Partner.

Trustees endorse loans, vouching for borrowers who want to apply for direct loans on Kiva, which are loans that aren’t administered by Lending Partners. Learn how to become a Trustee.

Check out a full list of Trustees, or learn more about our Lending Partners below.


Find a Lending Partner

261 Partners
  Show Closed Partners:
Lending Partner Name and Country Lending Partner Social Performance Strengths Partner Risk Rating: Delinquency Rate Default Rate
4.10% 1.51%
5.94% 1.31%
0.60% 0.07%
0.43% 0.24%
0.00% 0.00%
21.00% 0.00%
1.12% 0.00%
0.44% 0.00%
2.12% 4.82%
1.32% 0.34%
4.22% 0.31%
Inactive
0.00% 0.52%
0.58% 1.02%
6.71% 1.39%
One Acre Fund

One Acre Fund

174 months on Kiva
Kenya
Tanzania
Malawi
Rwanda
Nigeria
0.00% 0.88%
6.90% 0.46%
6.45% 0.10%
Credo

Credo

182 months on Kiva
Georgia
0.30% 0.30%
2.47% 1.36%
14.75% 0.22%
1.27% 0.64%
3.69% 0.49%
Inactive
29.43% 0.28%
3.10% 0.00%
100.00% 11.19%
18.72% 4.29%
2.95% 0.00%
0.00% 3.96%
0.00% 3.80%
0.00% 0.00%
19.19% 1.29%
6.69% 0.45%
Inactive
4.95% 0.06%
7.32% 0.96%
EDESA

EDESA

205 months on Kiva
Costa Rica
Panama
0.00% 1.71%
0.06% 0.00%
8.13% 1.23%
Inactive
0.00% 3.46%
6.14% 0.66%
1.50% 0.33%
4.18% 0.00%
0.78% 0.00%
d.light design

d.light design

71 months on Kiva
Namibia
Liberia
Mozambique
Zambia
Papua New Guinea
Mali
South Africa
Madagascar
Kenya
Nigeria
Zimbabwe
Benin
Niger
Uganda
17.58% 1.69%
5.55% 0.02%
7.91% 0.62%
9.28% 0.05%
Inkomoko

Inkomoko

152 months on Kiva
Rwanda
Kenya
22.66% 1.76%
FUNDAPEC

FUNDAPEC

154 months on Kiva
Dominican Republic
11.93% 9.55%
Kaebauk

Kaebauk

166 months on Kiva
Timor-Leste
0.00% 0.25%
Inactive
89.95% 1.02%
MiCredito

MiCredito

184 months on Kiva
Nicaragua
Costa Rica
3.69% 0.46%
12.52% 0.45%
0.50% 0.38%
12.92% 1.94%
Inactive
0.00% 0.36%
0.37% 0.03%
1.62% 0.18%
15.06% 0.15%
0.57% 0.00%
Fintra

Fintra

10 months on Kiva
Colombia
2.04% 0.00%
8.96% 0.01%
0.00% 0.00%
0.00% 0.00%
Jibu

Jibu

110 months on Kiva
Uganda
Rwanda
Kenya
Congo (DRC)
Burundi
Zambia
Ghana
0.98% 0.17%
88.19% 6.78%
4.41% 0.01%
6.31% 7.03%
Hekima

Hekima

192 months on Kiva
Congo (DRC)
100.00% 0.16%
CIDRE

CIDRE

201 months on Kiva
Bolivia
100.00% 1.14%
0.00% 0.00%
4.41% 0.00%
8.41% 0.82%
13.31% 9.56%
17.60% 0.00%
0.00% 0.00%
7.82% 0.00%
0.00% 0.00%
Inactive
0.00% 17.68%
6.65% 0.16%
1.03% 0.00%
Inactive
91.82% 0.00%
3.24% 1.20%
0.00% 0.00%
Paused
99.98% 1.38%
Inactive
0.00% 0.00%
26.40% 2.48%
2.25% 0.20%
2.49% 0.84%
NESsT

NESsT

132 months on Kiva
Brazil
Peru
Chile
Colombia
5.80% 8.03%
Milaap

Milaap

135 months on Kiva
India
N/A N/A
2.88% 0.29%
0.00% 0.00%
2.16% 0.02%
0.00% 0.00%
0.69% 0.00%
ADICLA

ADICLA

163 months on Kiva
Guatemala
8.94% 1.36%
1.99% 1.11%
3.82% 1.30%
53.19% 5.81%
Novica

Novica

166 months on Kiva
Nicaragua
Peru
Uzbekistan
United States
Thailand
Tajikistan
Kyrgyzstan
Kazakhstan
Indonesia
Guatemala
Ghana
El Salvador
Costa Rica
Brazil
Mexico
India
5.99% 0.00%
100.00% 0.26%
6.22% 1.53%
Inactive
0.00% 1.68%
IMPRO

IMPRO

228 months on Kiva
Bolivia
100.00% 0.24%
0.00% 0.00%
1.34% 0.00%
0.00% 0.00%
0.00% 0.00%
18.91% 0.00%
0.34% 0.00%
31.85% 0.00%
0.00% 0.00%
0.00% 0.00%
Fansoto

Fansoto

64 months on Kiva
Senegal
0.00% 0.00%
3.28% 0.00%
Inactive
100.00% 0.48%
Inactive
0.00% 0.00%
Impact Hub

Impact Hub

105 months on Kiva
South Africa
Ghana
Brazil
Mexico
El Salvador
0.00% 0.00%
42.86% 0.00%
0.00% 0.00%
1.66% 0.66%
0.00% 0.00%
Paused
100.00% 0.00%
Kepler

Kepler

128 months on Kiva
Rwanda
0.00% 0.00%
0.18% 0.02%
0.82% 0.67%
Paused
100.00% 0.58%
27.41% 1.23%
5.97% 0.03%
1.77% 0.11%
28.33% 0.22%
Paused
17.64% 0.00%
Wedu

Wedu

138 months on Kiva
Cambodia
Thailand
Nepal
Indonesia
Philippines
Vietnam
United States
Korea, Republic of
Australia
Japan
1.74% 0.00%
Vahatra

Vahatra

133 months on Kiva
Madagascar
7.32% 0.13%
0.00% 3.75%
Inactive
0.00% 0.00%
PAC

PAC

153 months on Kiva
Nicaragua
United States
1.24% 1.75%
Inactive
0.00% 8.56%
0.00% 6.92%
0.00% 0.00%
1.99% 2.17%
Paused
73.72% 0.10%
FAPE

FAPE

219 months on Kiva
Guatemala
3.26% 1.16%
3.48% 1.04%
Paused
0.00% 0.56%
9.90% 0.24%
0.00% 0.00%
0.00% 0.00%
100.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
Paused
100.00% 0.00%
0.00% 0.00%
Paused
100.00% 0.00%
N/A N/A
27.70% 0.00%
Inactive
0.00% 0.00%
Inactive
0.00% 0.00%
Inactive
0.00% 0.00%
100.00% 0.00%
0.00% 0.83%
Paused
100.00% 0.00%
Paused
100.00% 0.00%
Inactive
0.00% 0.00%
29.59% 0.03%
Inactive
0.00% 0.00%
0.00% 0.00%
Inactive
0.00% 0.00%
Inactive
0.00% 0.00%
Inactive
0.00% 0.00%
Paused
100.00% 0.00%
Inactive
0.00% 0.00%
Inactive
0.00% 0.00%
Inactive
0.00% 0.00%
Paused
100.00% 0.00%
Inactive
0.00% 0.00%
0.00% 0.00%
3.78% 3.38%
0.00% 0.00%
100.00% 0.00%
0.00% 0.00%
Paused
100.00% 0.00%
100.00% 0.00%
Inactive
0.00% 0.00%
55.25% 11.23%
Uncharted

Uncharted

116 months on Kiva
United States
Canada
Colombia
Uganda
Kenya
Tanzania
Cambodia
Mexico
Inactive
0.00% 5.00%
8.97% 0.09%
7.31% 1.57%
Paused
100.00% 4.91%
0.34% 3.77%
Inactive
0.00% 8.86%
0.00% 4.11%
Paused
100.00% 0.72%
92.53% 1.15%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
5.65% 0.00%
0.00% 0.00%
0.00% 0.00%
20.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
33.33% 0.00%
18.75% 0.00%
32.48% 49.41%
Paused
100.00% 0.00%
0.00% 0.00%
Aflore

Aflore

48 months on Kiva
Colombia
Paused
99.33% 0.00%
Paused
100.00% 0.00%
Paused
100.00% 0.00%
Inactive
0.00% 0.00%
Inactive
0.00% 0.00%
0.00% 0.00%
70.63% 0.00%
0.00% 0.00%
Inactive
0.00% 0.00%
Inactive
0.00% 0.00%
Inactive
0.00% 0.00%
Inactive
0.00% 0.00%
14.25% 0.00%
Inactive
0.00% 0.00%
YIKRI

YIKRI

90 months on Kiva
Burkina Faso
99.87% 0.56%
100.00% 12.47%
Inactive
100.00% 0.86%
Inactive
0.00% 5.98%
Inactive
97.02% 30.49%
Inactive
0.00% 0.00%
Inactive
0.00% 0.00%
Inactive
0.00% 0.00%
Inactive
0.00% 0.00%
Inactive
0.00% 0.00%
Inactive
0.00% 0.00%
Inactive
0.00% 0.00%
Inactive
0.00% 0.00%
Inactive
0.00% 0.00%
Inactive
0.00% 0.00%
Inactive
0.00% 0.00%
Inactive
0.00% 0.00%
Inactive
0.00% 0.00%
Inactive
0.00% 0.00%
Inactive
0.00% 0.00%
Inactive
0.00% 0.00%
Inactive
0.00% 0.00%
Inactive
0.00% 0.00%
Inactive
0.00% 0.00%
Inactive
0.00% 0.00%