Map of Kiva lending locations

Where Kiva works

Kiva serves borrowers in more than 70 countries on 5 continents. We’re headquartered in San Francisco, with offices in Nairobi and Bogota and staff stationed around the world. We also have incredible volunteer fellows working in local communities across the globe throughout the year.

In addition to all these dedicated Kivans, we would not be able to reach so many communities and scale our impact without the extensive network of Lending Partners and Trustees who help connect us with borrowers.

Lending Partners do incredible work– they screen borrowers, post loan requests to Kiva for funding, disburse loans on the ground and collect repayments. Most Lending Partners are microfinance institutions, but they can also be schools, NGOs or social enterprises. They all share one thing in common: the desire to improve people’s lives through safe, fair access to credit. Learn how to become a Lending Partner.

Trustees endorse loans, vouching for borrowers who want to apply for direct loans on Kiva, which are loans that aren’t administered by Lending Partners. Learn how to become a Trustee.

Check out a full list of Trustees, or learn more about our Lending Partners below.


Find a Lending Partner

284 Partners
  Show Closed Partners:
Lending Partner Name and Country Lending Partner Social Performance Strengths Partner Risk Rating: Delinquency Rate Default Rate
1.67% 0.32%
Inactive
0.11% 0.07%
0.14% 0.08%
Humo

Humo

212 months on Kiva
Tajikistan
0.39% 0.26%
23.27% 0.30%
75.03% 1.22%
9.05% 0.21%
Inactive
0.00% 0.52%
0.17% 1.18%
Kaebauk

Kaebauk

152 months on Kiva
Timor-Leste
Inactive
0.00% 0.25%
1.68% 0.84%
3.31% 1.24%
3.84% 0.47%
7.83% 0.12%
Credo

Credo

168 months on Kiva
Georgia
0.15% 0.23%
1.93% 1.43%
5.40% 1.13%
4.01% 0.60%
Inactive
9.35% 0.28%
1.84% 5.59%
60.23% 12.49%
10.66% 3.98%
0.42% 0.00%
0.00% 5.38%
0.00% 0.00%
6.52% 1.39%
0.83% 1.66%
20.50% 0.97%
3.16% 0.45%
MiCredito

MiCredito

170 months on Kiva
Nicaragua
Costa Rica
24.32% 0.57%
Inactive
0.08% 0.07%
Hekima

Hekima

179 months on Kiva
Congo (DRC)
12.10% 0.16%
0.67% 0.33%
2.17% 0.77%
0.49% 0.00%
Inactive
0.00% 3.46%
3.94% 0.70%
0.30% 0.37%
4.88% 0.00%
d.light design

d.light design

57 months on Kiva
Namibia
Liberia
Mozambique
Zambia
Papua New Guinea
Mali
South Africa
Madagascar
Kenya
Nigeria
Zimbabwe
Benin
Niger
0.00% 2.03%
1.02% 0.02%
Jibu

Jibu

97 months on Kiva
Uganda
Rwanda
Kenya
Congo (DRC)
Burundi
Zambia
Ghana
1.54% 0.22%
3.24% 0.69%
69.82% 1.02%
8.35% 0.04%
Inkomoko

Inkomoko

138 months on Kiva
Rwanda
Kenya
41.32% 1.39%
FUNDAPEC

FUNDAPEC

140 months on Kiva
Dominican Republic
24.75% 17.98%
8.66% 0.01%
Inactive
80.72% 1.14%
2.44% 0.46%
6.93% 2.05%
Inactive
0.00% 0.36%
EDESA

EDESA

192 months on Kiva
Costa Rica
Panama
0.00% 1.91%
8.19% 1.10%
2.15% 0.14%
21.62% 0.17%
36.96% 0.26%
0.00% 0.00%
8.42% 0.00%
0.00% 0.00%
44.57% 0.00%
0.79% 1.71%
0.00% 0.00%
8.09% 1.04%
Inactive
97.99% 11.56%
CIDRE

CIDRE

187 months on Kiva
Bolivia
100.00% 1.15%
0.30% 0.03%
2.07% 0.00%
0.21% 0.00%
1.81% 0.00%
0.14% 0.00%
28.77% 0.00%
56.60% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 17.68%
4.44% 0.23%
0.84% 0.00%
Inactive
44.58% 0.00%
Paused
78.28% 1.09%
27.42% 0.00%
66.93% 0.26%
Inactive
0.00% 0.00%
0.51% 0.73%
33.94% 2.31%
0.93% 0.25%
Kepler

Kepler

115 months on Kiva
Rwanda
0.00% 0.00%
2.80% 0.80%
Milaap

Milaap

122 months on Kiva
India
N/A N/A
1.73% 0.03%
0.00% 0.00%
0.03% 0.02%
0.73% 0.00%
ADICLA

ADICLA

149 months on Kiva
Guatemala
2.90% 1.39%
1.62% 1.17%
6.96% 5.77%
Novica

Novica

152 months on Kiva
Nicaragua
United States
Peru
Indonesia
Guatemala
Ghana
Mexico
El Salvador
Brazil
Thailand
India
Costa Rica
Kyrgyzstan
Tajikistan
Uzbekistan
Kazakhstan
1.20% 0.01%
7.81% 7.85%
100.00% 0.26%
6.93% 1.43%
Inactive
0.00% 1.68%
IMPRO

IMPRO

214 months on Kiva
Bolivia
99.91% 0.24%
84.70% 0.32%
0.01% 0.00%
0.00% 0.00%
0.00% 0.00%
45.97% 0.00%
1.80% 0.00%
0.00% 0.00%
0.00% 0.00%
15.98% 1.50%
0.00% 0.00%
4.81% 0.00%
Inactive
78.48% 0.26%
8.48% 1.03%
100.00% 0.00%
Impact Hub

Impact Hub

92 months on Kiva
South Africa
Ghana
Brazil
Mexico
El Salvador
0.00% 0.00%
0.00% 0.00%
14.55% 0.24%
0.00% 0.00%
Paused
100.00% 0.00%
0.71% 0.03%
NESsT

NESsT

118 months on Kiva
Brazil
Peru
Chile
Colombia
0.00% 10.61%
2.68% 0.36%
Paused
100.00% 0.58%
6.18% 1.38%
0.67% 0.12%
Inactive
3.28% 0.00%
Wedu

Wedu

124 months on Kiva
Cambodia
Thailand
Nepal
Indonesia
Philippines
Vietnam
0.00% 0.00%
Vahatra

Vahatra

119 months on Kiva
Madagascar
5.35% 0.10%
0.00% 4.74%
Inactive
0.00% 0.00%
Paused
100.00% 5.92%
Inactive
0.00% 8.56%
Paused
100.00% 0.00%
8.26% 7.64%
1.61% 4.41%
Paused
0.00% 3.75%
41.21% 0.10%
Paused
82.49% 0.00%
5.27% 1.02%
Paused
81.21% 0.62%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
37.49% 0.00%
0.00% 0.00%
5.51% 78.56%
100.00% 0.00%
0.00% 0.00%
N/A N/A
6.83% 0.00%
0.00% 0.00%
100.00% 0.00%
0.00% 0.00%
0.00% 0.00%
20.00% 0.00%
0.01% 2.96%
0.00% 0.00%
49.99% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
Fansoto

Fansoto

51 months on Kiva
Senegal
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
Inactive
0.00% 0.00%
100.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
100.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
3.64% 3.01%
0.00% 0.00%
100.00% 0.00%
16.67% 0.00%
100.00% 0.00%
100.00% 0.00%
100.00% 0.00%
100.00% 0.00%
0.00% 0.00%
100.00% 11.23%
Uncharted

Uncharted

103 months on Kiva
United States
Kenya
Uganda
Cambodia
Mexico
Tanzania
Colombia
Canada
Inactive
0.00% 5.00%
2.58% 0.00%
2.40% 0.10%
Nexus For Development

Nexus For Development

124 months on Kiva
Lao PDR
Malawi
India
Cambodia
Myanmar (Burma)
Indonesia
Philippines
60.65% 0.00%
1.64% 0.78%
25.48% 0.24%
Paused
97.50% 4.91%
Inactive
100.00% 34.48%
Inactive
100.00% 60.14%
PAC

PAC

139 months on Kiva
Nicaragua
United States
3.80% 2.14%
Inactive
49.91% 7.92%
0.00% 0.00%
Inactive
0.00% 8.86%
2.14% 2.27%
3.28% 5.04%
Paused
100.00% 0.40%
Paused
100.00% 0.72%
FAPE

FAPE

206 months on Kiva
Guatemala
3.07% 1.24%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
100.00% 0.00%
100.00% 0.00%
Aflore

Aflore

34 months on Kiva
Colombia
Paused
88.81% 0.00%
87.66% 0.00%
100.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
100.00% 0.00%
0.00% 0.00%
0.00% 0.00%
100.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
YIKRI

YIKRI

77 months on Kiva
Burkina Faso
13.70% 0.35%
0.00% 20.90%
95.19% 9.58%
Inactive
100.00% 0.86%
Inactive
0.00% 5.98%
Inactive
87.38% 4.29%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Inactive
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Inactive
0.00% 79.48%