Map of Kiva lending locations

Where Kiva works

Kiva serves borrowers in more than 70 countries on 5 continents. We’re headquartered in San Francisco, with offices in Nairobi and Bogota and staff stationed around the world. We also have incredible volunteer fellows working in local communities across the globe throughout the year.

In addition to all these dedicated Kivans, we would not be able to reach so many communities and scale our impact without the extensive network of Lending Partners and Trustees who help connect us with borrowers.

Lending Partners do incredible work– they screen borrowers, post loan requests to Kiva for funding, disburse loans on the ground and collect repayments. Most Lending Partners are microfinance institutions, but they can also be schools, NGOs or social enterprises. They all share one thing in common: the desire to improve people’s lives through safe, fair access to credit. Learn how to become a Lending Partner.

Trustees endorse loans, vouching for borrowers who want to apply for direct loans on Kiva, which are loans that aren’t administered by Lending Partners. Learn how to become a Trustee.

Check out a full list of Trustees, or learn more about our Lending Partners below.


Find a Lending Partner

254 Partners
  Show Closed Partners:
Lending Partner Name and Country Lending Partner Social Performance Strengths Partner Risk Rating: Delinquency Rate Default Rate
4.86% 1.28%
Inactive
0.52% 0.06%
0.42% 0.07%
Humo

Humo

219 months on Kiva
Tajikistan
0.64% 0.25%
0.73% 0.00%
0.09% 0.00%
2.13% 5.78%
1.06% 0.28%
100.00% 2.17%
4.84% 0.18%
Inactive
0.00% 0.52%
0.39% 1.10%
Kaebauk

Kaebauk

159 months on Kiva
Timor-Leste
Inactive
0.00% 0.25%
0.00% 0.88%
4.60% 0.52%
0.00% 0.11%
Credo

Credo

175 months on Kiva
Georgia
0.21% 0.29%
2.23% 1.40%
6.47% 1.04%
9.18% 0.22%
3.09% 0.71%
2.99% 0.52%
Inactive
31.21% 0.28%
0.94% 0.00%
99.72% 12.34%
10.89% 4.44%
1.30% 0.00%
0.00% 3.96%
0.00% 0.00%
8.64% 1.32%
1.98% 1.57%
19.33% 1.08%
5.89% 0.44%
Inactive
0.78% 0.07%
Hekima

Hekima

186 months on Kiva
Congo (DRC)
100.00% 0.16%
0.71% 0.35%
EDESA

EDESA

199 months on Kiva
Costa Rica
Panama
0.00% 1.81%
0.02% 0.00%
Inactive
0.00% 3.46%
7.78% 0.68%
0.60% 0.35%
4.25% 0.00%
0.46% 0.00%
d.light design

d.light design

64 months on Kiva
Namibia
Mozambique
Zimbabwe
Zambia
South Africa
Papua New Guinea
Nigeria
Niger
Mali
Madagascar
Liberia
Benin
Kenya
Uganda
15.84% 1.85%
3.53% 0.02%
Jibu

Jibu

104 months on Kiva
Uganda
Rwanda
Kenya
Burundi
Congo (DRC)
Ghana
Zambia
1.11% 0.19%
7.22% 0.66%
95.79% 4.56%
8.02% 0.07%
Inkomoko

Inkomoko

145 months on Kiva
Rwanda
Kenya
20.16% 1.71%
FUNDAPEC

FUNDAPEC

147 months on Kiva
Dominican Republic
28.26% 17.89%
3.19% 0.01%
Inactive
85.20% 1.14%
MiCredito

MiCredito

177 months on Kiva
Nicaragua
Costa Rica
3.83% 0.48%
11.02% 0.46%
8.78% 2.00%
Inactive
0.00% 0.36%
0.26% 0.03%
15.36% 1.08%
4.03% 0.16%
20.47% 0.16%
2.32% 0.00%
0.16% 0.00%
10.08% 0.00%
1.79% 1.62%
0.00% 0.00%
Inactive
100.00% 11.56%
CIDRE

CIDRE

194 months on Kiva
Bolivia
100.00% 1.15%
Fintra

Fintra

4 months on Kiva
Colombia
0.01% 0.00%
5.46% 0.00%
5.15% 0.00%
51.90% 0.00%
21.10% 0.00%
0.00% 0.00%
2.98% 0.00%
0.00% 0.00%
0.00% 17.68%
4.73% 0.19%
1.08% 0.00%
Inactive
70.76% 0.00%
0.00% 0.00%
Paused
92.23% 1.61%
Inactive
0.00% 0.00%
35.48% 2.21%
1.72% 0.21%
Kepler

Kepler

122 months on Kiva
Rwanda
0.00% 0.00%
1.13% 0.86%
Milaap

Milaap

129 months on Kiva
India
N/A N/A
3.13% 0.32%
4.88% 0.03%
0.00% 0.00%
0.60% 0.02%
0.45% 0.00%
ADICLA

ADICLA

156 months on Kiva
Guatemala
4.32% 1.37%
4.12% 1.14%
10.59% 0.88%
10.41% 5.73%
Novica

Novica

159 months on Kiva
Nicaragua
Ghana
India
Mexico
Brazil
Costa Rica
El Salvador
Guatemala
Indonesia
Kazakhstan
Kyrgyzstan
Peru
Tajikistan
Thailand
United States
Uzbekistan
1.86% 0.01%
3.90% 7.39%
100.00% 0.26%
8.26% 1.41%
Inactive
0.00% 1.68%
IMPRO

IMPRO

221 months on Kiva
Bolivia
100.00% 0.24%
100.00% 0.31%
0.00% 0.00%
0.00% 0.00%
22.88% 0.00%
0.35% 0.00%
0.00% 0.00%
0.00% 0.00%
0.27% 0.00%
14.57% 0.00%
Inactive
100.00% 0.25%
8.62% 1.13%
Inactive
0.00% 0.00%
Impact Hub

Impact Hub

98 months on Kiva
South Africa
Mexico
Brazil
El Salvador
Ghana
0.00% 0.00%
0.00% 0.00%
1.61% 0.71%
Inactive
10.33% 0.20%
0.00% 0.00%
Paused
100.00% 0.00%
0.28% 0.03%
NESsT

NESsT

125 months on Kiva
Brazil
Peru
Chile
Colombia
4.71% 8.50%
Paused
100.00% 0.58%
63.14% 1.35%
0.88% 0.11%
Paused
17.64% 0.00%
Wedu

Wedu

131 months on Kiva
Cambodia
Australia
Vietnam
United States
Thailand
Philippines
Nepal
Korea, Republic of
Japan
Indonesia
0.00% 0.00%
Vahatra

Vahatra

126 months on Kiva
Madagascar
9.60% 0.09%
0.00% 4.29%
Inactive
0.00% 0.00%
PAC

PAC

146 months on Kiva
Nicaragua
United States
0.38% 2.10%
Inactive
0.00% 8.56%
Paused
100.00% 0.00%
4.85% 7.64%
1.19% 4.07%
60.01% 0.10%
FAPE

FAPE

213 months on Kiva
Guatemala
1.32% 1.21%
7.17% 1.03%
Paused
95.47% 0.62%
0.00% 0.00%
0.12% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
Paused
80.61% 0.00%
0.00% 0.00%
16.23% 74.62%
Paused
100.00% 0.00%
N/A N/A
20.78% 0.00%
Inactive
0.00% 0.00%
Inactive
0.00% 0.00%
Inactive
0.00% 0.00%
74.38% 0.00%
0.00% 1.27%
100.00% 0.00%
100.00% 0.00%
Inactive
0.00% 0.00%
12.72% 1.13%
Inactive
0.00% 0.00%
0.00% 0.00%
Inactive
0.00% 0.00%
Fansoto

Fansoto

58 months on Kiva
Senegal
0.00% 0.00%
0.00% 0.00%
Inactive
0.00% 0.00%
Inactive
0.00% 0.00%
100.00% 0.00%
Inactive
0.00% 0.00%
Inactive
0.00% 0.00%
Inactive
0.00% 0.00%
Paused
100.00% 0.00%
Inactive
0.00% 0.00%
Inactive
0.00% 0.00%
3.53% 2.97%
0.00% 0.00%
100.00% 0.00%
0.00% 0.00%
Paused
100.00% 0.00%
Paused
100.00% 0.00%
100.00% 0.00%
Inactive
0.00% 0.00%
100.00% 11.23%
Uncharted

Uncharted

110 months on Kiva
United States
Colombia
Canada
Mexico
Cambodia
Tanzania
Kenya
Uganda
Inactive
0.00% 5.00%
0.00% 0.00%
6.26% 0.09%
Nexus For Development

Nexus For Development

131 months on Kiva
Lao PDR
Cambodia
India
Indonesia
Malawi
Myanmar (Burma)
Philippines
Inactive
100.00% 2.35%
1.65% 0.71%
29.95% 0.22%
Paused
100.00% 4.91%
Inactive
100.00% 34.03%
0.00% 0.00%
Inactive
0.00% 8.86%
1.95% 2.24%
1.02% 4.94%
Paused
100.00% 0.72%
53.17% 1.15%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
60.00% 0.00%
0.00% 0.00%
0.00% 0.00%
Paused
100.00% 0.00%
100.00% 0.00%
0.00% 0.00%
Aflore

Aflore

41 months on Kiva
Colombia
Paused
97.73% 0.00%
99.31% 0.00%
100.00% 0.00%
Inactive
0.00% 0.00%
Inactive
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
Inactive
0.00% 0.00%
Inactive
0.00% 0.00%
Paused
0.00% 73.85%
Inactive
0.00% 0.00%
Inactive
0.00% 0.00%
0.00% 0.00%
Inactive
0.00% 0.00%
YIKRI

YIKRI

84 months on Kiva
Burkina Faso
62.30% 0.34%
100.00% 9.39%
Inactive
100.00% 0.86%
Inactive
0.00% 5.98%
Inactive
92.42% 4.29%
Inactive
0.00% 0.00%
Inactive
0.00% 0.00%
Inactive
0.00% 0.00%
Inactive
0.00% 0.00%
Inactive
0.00% 0.00%
Inactive
0.00% 0.00%
Inactive
0.00% 0.00%
Inactive
0.00% 0.00%
Inactive
0.00% 0.00%
Inactive
0.00% 0.00%
Inactive
0.00% 0.00%
Inactive
0.00% 0.00%
Inactive
0.00% 0.00%
Inactive
0.00% 0.00%
Inactive
0.00% 0.00%
Inactive
0.00% 0.00%
Inactive
0.00% 0.00%
Inactive
0.00% 0.00%
Inactive
0.00% 0.00%
Inactive
0.00% 0.00%