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Financial access changes everything: Four lessons from Kiva’s $2.3 billion impact over 20 Years
After 20 years of innovation in crowdfunded lending, Kiva has reached over 5 million people with more than $2.3 billion in loans across 94 countries, demonstrating that financial access is one of the most effective tools for solving the world’s most pressing challenges. From advancing gender equity to building climate resilience, Kiva’s impact shows how capital can transform lives when directed to those traditionally left behind by formal financial systems. In this anniversary article, Kiva shares four key lessons from two decades of work at the intersection of finance and social impact.
Microfinance
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Gender Equality
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Refugees and Displaced Peoples
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U.S. Entrepreneurs
Aug 2025
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